Whether you’re buying your first home or your fifth, you’ve probably come across the term “house survey” and wondered what it’s all about. In this blog, we’ll guide you through the different types of house surveys available, helping you make an informed decision for your next property purchase.

 

What Is a House Survey?

A house survey is an inspection carried out by a qualified surveyor to assess the condition of a property. It’s designed to uncover any potential issues that might affect your decision to buy or the price you’re willing to pay.

 

What are the different types of survey and when would I use them?

 

RICS Home Surveys or Condition Report

The RICS Home Survey is the most basic type of survey, often referred to as a Level 1 survey. It’s a great option if you’re looking at a relatively new or well-maintained property. This survey provides an overview of the property’s condition, highlighting any urgent defects or potential risks. It uses a simple traffic light system (green, amber, red) to rate different parts of the building.

 

–  Green means everything is in good condition.

–  Amber indicates there are some issues that need attention but aren’t urgent.

–  Red signifies serious problems that require immediate repair.

 

However, the Condition Report does not provide detailed advice on repairs or maintenance. It’s more of a snapshot of the property’s current state, giving you peace of mind if you’re confident in the property’s overall condition.

 

When to Choose a Condition Report:

– When buying a modern or relatively new home.

– If the property appears to be in good condition.

– For reassurance without a detailed analysis.

 

HomeBuyer Report

Next up is the HomeBuyer Report, also known as a Level 2 survey. This is a more detailed survey suitable for most properties. It includes everything in the Condition Report but goes further by providing advice on necessary repairs and maintenance. The HomeBuyer Report can, upon request, also include a market valuation and insurance rebuild cost, which can be very useful during negotiations.

 

This survey covers:

–  Dampness in walls.

–  Damage to timbers, including woodworm and rot.

–  Condition of any damp-proofing, insulation, and drainage (though the surveyor won’t test drains).

–  Essential repairs and ongoing maintenance advice.

 

The HomeBuyer Report is more comprehensive and provides a clearer picture of what might be required to maintain the property in the long term.

 

When to Choose a HomeBuyer Report:

– When buying a standard property in reasonable condition.

– If you want a bit more detail than the Condition Report offers.

– When you need a valuation as part of the survey.

 

Building Survey

The Building Survey, or Level 3 survey, is the most comprehensive option available. It’s particularly suited for older properties, larger homes, or those in need of significant renovation. This survey provides a detailed analysis of the property’s structure and condition, including potential defects, necessary repairs, and maintenance advice. It doesn’t include a valuation but offers an in-depth look at the property’s condition.

 

The Building Survey covers:

–  Detailed examination of the property’s structure and fabric.

–  Extensive information on the construction and materials used.

–  Identification of defects and advice on repairs, maintenance, and future issues.

–  Insights into potential problems due to the location, like flooding risk.

 

This survey can take several hours to complete and results in a very detailed report, which can be particularly useful if you plan on doing major work on the property.

 

When to Choose a Building Survey:

– When buying an older or historic property.

– If the property has been significantly altered or extended.

– When planning major renovations or refurbishments.

 

New-Build Snagging Survey

If you’re purchasing a brand-new home, a New-Build Snagging Survey is a wise choice. This survey identifies any minor issues (or “snags”) that the builder needs to fix before you move in. It’s a practical way to ensure your new home is in perfect condition and meets all the required standards.

 

The New-Build Snagging Survey looks for:

–  Minor defects like poor plastering or painting.

–  Incomplete finishes such as unsealed tiles or gaps in flooring.

–  Functional issues like faulty fixtures or fittings.

–  Compliance with building regulations and standards.

 

This survey helps ensure that your new home is delivered in the condition promised and that any issues are rectified by the builder before you move in.

 

When to Choose a New-Build Snagging Survey:

– When buying a newly built property.

– To identify minor defects or unfinished work.

– To ensure the builder addresses any issues before you complete the purchase.

 

Final Thoughts

 

House surveys are an essential part of the home-buying process, providing peace of mind and helping you make an informed decision. By understanding the different types of surveys available, you can choose the one that best fits your needs and the property you’re considering. If you’re still unsure which survey to go for take a look at this useful website for further information or you can get in touch with our friendly team here in Dudley. We’re always happy to help!